Terms & Conditions

Legal & Privacy

    1. Using the website

      By using our website, you are deemed to have accepted the following terms and conditions. If you do not want to be legally bound by these terms and conditions, please do not access or use the website. We reserve the right to change these terms and conditions at any time and you are advised to review these terms regularly to ensure you are aware of any changes. Your continued use of the website after such changes are posted will be deemed agreement on your part to these terms and conditions as amended.
    2. Intellectual property

      2.1 Copyright and all intellectual property rights in the content of the website are vested with MSKA & Associates (MSKA) and reserved, unless indicated otherwise. The content of the website belongs to MSKA unless indicated otherwise. You may use the content of the website, subject to the following conditions: (a) It is used for information purposes only (b) It is used only for your own personal, non-commercial use (c) Copies or downloads of content from the website must include a notice that the copyright of the relevant material is owned by MSKA.

      2.2 Except as expressly provided above, nothing contained on this website should be construed as conferring any licence or right to use or copyright of MSKA or any third party.


This website and any of the material contained therein are intended to provide general information only and are not intended to constitute any specific professional advice or services. It is not an exhaustive treatment of a particular subject or subjects, nor does it create a business or professional services relationship. The information contained herein is not intended to constitute accounting, tax, investment, legal or other professional advice or services. The material discussed is meant to provide general information and should not be acted on without obtaining professional advice appropriately tailored to your individual needs. Your use of this website and the information it contains is at your own risk. Before making any decisions or taking any action that might affect your business or finances, you should consult a qualified professional adviser.

Cookie Policy

This website is intended to provide general information on MSKA and the professional services and solutions provided.

We gather information from users of this website automatically and when you decide to provide us with information, for example, when you complete a form on www.mska.in. This information is treated with confidence, and is only used by MSKA as per the terms of the Privacy Statement below.

We may use ‘cookies’ to keep, and sometimes track, information about you.


Cookies are small text files which are downloaded to your computer or mobile device when you visit a website or application. Your web browser (such as Internet Explorer, Mozilla Firefox or Google Chrome) then sends these cookies back to the website or application on each subsequent visit so that they can recognise you and remember things like personalised details or user preferences. Cookies do not damage your system. You can reset your browser to refuse any cookie or to alert you to when a cookie is being sent.

To improve your experience and to make our service to you better, we use cookies for the purposes of system administration and analytics of our website. This gives us information about the number of visitors to different parts of our website.

MSKA does not share this data with third parties. Our cookies do not store sensitive information such as your name or address; they just enable us to see behaviour on the website to help us improve your experience. However, if you would prefer to restrict, block or delete cookies from www.mska.in, or any other website, you can use your browser to do this. Each browser is different, so check the ‘Help’ menu of your particular browser (or your mobile phone’s handset manual) to learn how to change your cookie preferences.

How to control my cookies

The various ways that you can control and manage your cookies are discussed in more detail below. Please remember that any settings you change will not just affect www.mska.in cookies. These changes will apply to all websites that you visit (unless you choose to block cookies from particular websites).

Managing cookies in my browser

Most modern browsers will allow you to:

  • See your cookies and delete them on an individual basis
  • Block third party cookies
  • Block cookies from particular websites
  • Block all cookies from being set
  • Delete all cookies when you close your browser

You should be aware that any preferences will be lost if you delete cookies. This includes where you have opted out from cookies, as this requires an opt-out cookie to be set. Also, if you block cookies completely, many websites will not work properly and some functionality on these websites will not work at all.

Managing analytics cookies

It is possible to opt out of having your anonymised browsing activity within websites recorded by analytics cookies. www.mska.in uses Google Analytics and you can opt out of their cookies by visiting the Google Analytics opt-out page. Please note that this will take you to Google Analytics’ website and generate a ‘no thanks’ cookie, which will stop any further cookies being set by those third parties.

Further information about cookies and how to manage them

If you would like to learn more about cookies in general and how to manage them, visit aboutcookies.org*

*Please note that we are not responsible for the content of external web sites.

Website Privacy Notice

This is the privacy policy (‘Privacy Policy’) for the MSKA & Associates, website with a front page at the mska.in domain name (this ‘Site’). This Site is made available by MSKA & Associates (‘MSKA’ or ‘we’ or ‘us’). This Privacy Policy sets forth our policies regarding the collection, use and disclosure of certain personally identifiable information (‘Personal Information’) relating to an individual’s use of this Site. Your use of this Site signifies your understanding and acceptance of the terms of this Privacy Policy. This Privacy Policy is incorporated into, and part of, the MSKA website terms and conditions, which govern your use of this Site in general, and shall be read as if the terms and conditions and Privacy Policy are one unified document.

For the avoidance of doubt, this Privacy Policy applies to Personal Information collected through this Site, but not to MSKA’s offline business activities.

What personal information do you collect when I visit www.mska.in?

We do not require registration for access to www.mska.in, but if you participate in any of the activities or services offered by www.mska.in, we will collect the personal information that we need to provide you with those services. Failure to provide the information that we require to complete the registration may prevent or delay the provision of any services to you.

The categories of information that we collect from you are:
  • Contact details, such as your name, job title, email address, employer’s name, and telephone number
  • Authentication and identification information, such as your username, password and email address
  • Information relating to the services we provide, such as details of your requests, queries or complaints
Technical information

When you visit this website, we may collect technical information such as your IP (Internet Protocol) address, details of the pages you visit on www.mska.in, other pages you visit on the web, and which browser you used to view www.mska.in.

This website collects standard internet log and technical data to measure and improve the effectiveness of this website, to help diagnose problems with our server, to administer this website, to see where web site traffic is coming from and to identify our users. We may also collect other information via www.mska.in, such as website usage activity and preferences, also known as demographic or profile data. In this connection, we may use ‘cookies’ to collect this information. For more information, see our Cookie Policy.

When do you collect personal information through www.mska.in?

We collect personal information from you in the following circumstances:

  • When you subscribe to any of our insights
  • When you register to attend an event
  • When you enter a discussion forum
  • When you contact us to request further information
  • When you download publications from our website

We collect the minimum amount of information to enable us to deal with your request or to provide a service to you. We will indicate where the provision of information is voluntary, and where it is compulsory. We would normally only request additional information to enable us to provide the most appropriate response to your request.

How do you use my personal information?

We use your personal information to:

  • Identify you and create a profile for you when you register with us to use our services or to request information from us
  • Verify your identity when you access our services/ contact us
  • Communicate with you with respect to the services and information that we provide
  • Meet our contractual obligations to you under the applicable terms and conditions
  • Provide, improve and personalise our services by analysing information about your use of the website to understand how people use our website so that we can make it more intuitive
  • Deal with your enquiries and requests
  • Comply with the legal obligations applicable to us and cooperate with regulators and law enforcement bodies
  • Exercise our legal rights where it is necessary to do so; for example, to detect violations of law

We must have a legal basis to process your personal information. In most cases, the legal basis will be one of the following:

  • To provide services to you pursuant to the www.mska.in Terms of Use
  • To comply with our legal obligations.; for example, to enable us to meet our fraud prevention and money-laundering obligations
  • To meet our legitimate interests; for example, to understand how you use our services and our website and to help us to derive knowledge that helps us to develop new services. When we process your personal information to meet our legitimate interests, we put in place robust safeguards to ensure that your privacy is protected and to ensure that our legitimate interests are not overridden by your interests or fundamental rights and freedoms. For more information about the balancing test that we carry out to process your personal information to meet our legitimate interests, please contact us at the details below.
  • We may obtain your consent to collect and use certain types of personal information where we are required to do so by law (for example, in relation to our direct marketing activities, or our use of cookies and tracking technologies). If we ask for your consent to process your personal information, you may withdraw your consent at any time by contacting us using the details at the end of this Privacy Statement.
Your rights

You have certain rights regarding your personal information, subject to the local law. These include the rights to: request access to the personal information that we may process on www.mska.in to update or correct your details, restrict our use of your personal information, object to our use of your personal information, receive your personal information in a usable electronic format and transmit it to a third party, or request that your personal details are deleted from our systems.

You may exercise these rights by e-mailing us at [email protected]. We will treat all such requests in accordance with the applicable local law.

If you would like to opt not to receive promotional or marketing e-mail from us in the future, you may let us know by sending us an e-mail to [email protected], stating the e-mail address you wish to be removed from our mailing list. However, your option not to receive promotional and marketing e-mails shall not preclude us from corresponding with you, by e-mail or otherwise, regarding your existing relationship with us.

Will you provide my information to a third party?

We may contract with other companies or individuals to deal with your enquiry or to otherwise operate this website or our business activities (E.g. to run marketing campaigns, host our databases, support email and messaging services, and analyse information). We may give such companies access to your personal information in connection with those purposes on our behalf.

From time to time, we may disclose personal information in response to a court order, subpoena, government investigation, or as otherwise required or permitted by law.

We do not provide information to third parties for their own marketing purposes and we do not undertake mailings for third parties.

We may, as a result of a sale, merger, consolidation, change in control, transfer of assets, reorganisation or liquidation of our company (a ‘Reorganization Event’), transfer, sell or assign your personal information to third parties involved in the Reorganisation Event.

How long do you keep my information?

We will keep your personal information for as long as we have a relationship with you. Once our relationship with you has come to an end, we will retain your personal information for a period of time that enables us to: maintain our business records for analysis and/ or audit purposes; comply with record retention requirements under the law; defend or bring any legal claims; and deal with any complaints.

We will delete your personal information when it is no longer required for these purposes. If there is any information that we are unable, for technical reasons, to delete entirely from our systems, we will put in place appropriate measures to prevent any further processing or use of the data.

Is my information secure?

We have implemented generally accepted standards of technology and operational security to protect personal information from loss, misuse, alteration or destruction. We require all employees and principals to keep personal information confidential and only authorised personnel have access to this information.

International transfers

In order to provide services to you via www.mska.in, we may need to transfer your personal information outside India to countries that may not provide a level of protection of personal information that may be regarded as equivalent to that afforded under the Indian data protection legislation. Whenever your personal information is transferred internationally, we will take appropriate steps to ensure its security and confidentiality in accordance with applicable data protection law. For more information as to how we protect your personal information, please contact us using the details below.

Updating this Privacy Statement

We may modify or update this Privacy Statement from time to time. You will be able to see when we last updated the Privacy Statement because we will include a revision date. Changes and additions to this Privacy Statement are effective from the date on which they are posted.


If you have any concerns about the way in which we handle your personal information, you can contact a data protection authority in the country in which you reside, work, or where the subject matter of your complaint arose.

If you have any questions about this Privacy Statement, you can contact us via email at [email protected] or using the contact us link.

Last modified [02 Jan 2024].

Will this Privacy Policy change?

If there are changes or additions to this Privacy Policy, we will notify you by posting those changes here. Changes and additions to this Privacy Policy are effective when they are posted. Please check this web page periodically to see any changes we have made to our Privacy Policy.